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The insurance policy is a legal contract between the insurer and the insured.However, having a life insurance policy does not mean that you will get life cover for all kinds of deaths.At the same time, it also provides peace of mind to the living person.

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Universal / Permanent / Whole Life insurance These types of insurance policies are mostly bought by those who see insurance as a means of investment.

There is an accumulation of money in these types of policies and there is a minimum sum assured to the beneficiary at the maturity of the policy. Prima facie, they are doing a good work by insuring people against any untoward incident.

Since we live in a society, the first thought that comes to our mind is how to protect those who are dependent on us.

Last modified 23-Jan-2017 16:02